– Balance always held in bitcoin
– Secure shopping with virtual cards
– No monthly or card-issuance fees
– Support-first approach
– Coinback Reward Program

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Paycent isn’t your typical bitcoin debit card. Because a new currency deserves a new user experience.

We believe that if we can provide the best bitcoin experience, many bitcoiners will eventually move away from regular banking to bitcoin entirely. Our goal is to provide that experience and here is how:

Balance always held in bitcoin

We believe that your balance should always be held in bitcoin.

You can send and receive bitcoin directly from the app, immediately updating your bitcoin balance. You can also use your Paycent Cards (virtual or physical) at merchants where bitcoin is not accepted. When you use your cards, transaction amounts (in dollar/euro/pounds) are automatically converted to bitcoin and debited from your balance at the time of the purchase. Your balance is always in bitcoin.

Secure shopping with virtual cards

We believe the best bitcoin debit card experience requires increased security and control over online purchases.

Your physical card is an EMV (secure chip) card but using the card number online exposes you to the risk of theft. 

Merchant-Locked Virtual Cards

Paycent app allows you to create a virtual card that is locked to the merchant of its first transaction. For example, create a card for Fitness24. Paycent will only approve Fitness24 transactions for that card. When your subscription is over, terminate the card directly from the app.

App-Secured Virtual Card

For merchants where you occasionally shop, you can turn on your App-Secured virtual card directly from your phone for a single purchase up to a pre-designated limit.  Once the transaction is completed the card will be automatically turned off.

Secure shopping with virtual cards

We believe the best bitcoin debit card experience requires increased security and control over online purchases.

Your physical card is an EMV (secure chip) card but using the card number online exposes you to the risk of theft. 

Merchant-Locked Virtual Cards

Paycent app allows you to create a virtual card that is locked to the merchant of its first transaction. For example, create a card for Fitness24. Paycent will only approve Fitness24 transactions for that card. When your subscription is over, terminate the card directly from the app.

App-Secured Virtual Card

For merchants where you occasionally shop, you can turn on your App-Secured virtual card directly from your phone for a single purchase up to a pre-designated limit.  Once the transaction is completed the card will be automatically turned off.

Support-first approach

We want to ensure you have the best experience using Paycent and are standing by to support you. We aim for quick response times and high levels of satisfaction. We make it easy to connect with our support team in-app so you can resolve any issues quickly, conveniently, and to your satisfaction.

Coinback Reward Program

Get 0.5% coin-back if your debit card transactions in a month are above 2 BTC. Say you spent 3 BTC with your debit cards in June, you will receive 0.015 BTC at the end of June.

No monthly or card-issuance fees

We care about your experience and we want to eliminate many of the most common fees associated with debit cards.

No monthly or annual card fees

No card issuance fees

No hidden fees

Free standard shipping for the Paycent card

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